Our Payment Plans

Buy now and pay over time with No Interest Ever*!
Buy Now & Pay Over Time... Yes Please!

Why wait to get into your new bed?

We have a variety of payment plans offering No Interest Ever*! You can enjoy your new bed now and pay for it over time.


The first step is the fun part, which is you working with our back to sleep specialists to find the best products to meet your individual needs


Once you decide on your products, approval is simple and fast, usually taking just 10 – 15 minutes for instant confirmation


Once approved, the products are yours to take home! It’s that simple

mattresses on zipmoney
Mattresses on Openpay

How it works

No Interest Ever*! This is a fantastic alternative if you’re looking for a payment option that will allow you to take your goods home now and make fortnightly or monthly payments.


You need to be over 18 years of age and be a permanent resident of Australia


You need to be employed on a Full-Time basis, employed Part-Time earning over $300 per week or be an Aged or Veteran’s Pensioner


You need to have a bank account or credit card in your name with documentation showing proof of ownership, i.e. bank statement. Sorry EFTPOS cards are not suitable, as they cannot be debited


To provide suitable identification, e.g. driver’s licence

A couple of things to note

To provide our customers with the best payment plan options, we haven’t limited ourselves to just one payment plan provider. This means that elements may vary slightly from plan-to-plan.

We don’t want anyone to miss out on quality sleep; therefore we have invested in the time to search for payment plans that can assist financially, without the burden of interest! This option allows you to pay fortnightly or monthly, and take your goods home with you today – say goodbye to credit card interest!

The payment plans are No Interest Ever*! But we like to make our customers aware that these companies may charge small fees to set up and maintain an ongoing account for you. These may include an establishment fee plus a small account keeping and processing fee. Fees may vary depending on which payment plan is suitable. We will discuss the best options for you at the time.


*T&Cs Apply

If this is the alternative you have been looking for, or have any questions at all, please don’t hesitate to contact us or book in for your free consultation.

We're A Registered NDIS Provider

The National Disability Insurance Scheme (NDIS) is a new government-approved insurance scheme, providing Australian people under the age of 65 with permanent and significant disability access reasonable care and supports needed to live an ordinary life.

NDIS is in the process of being rolled out across Victoria and will eventually replace the current support scheme. With any rollout of this magnitude, it can be some time before eligible people with disability can access the new scheme, but with NDIS, you may meet the access requirements to become a participant up to 6 months prior to the completion date.

At back to sleep, we are extremely excited by the scheme and the access, mainstream services and supports, offers to people with a disability. Which is why we are a registered NDIS provider.

To discuss your sleeping needs, please give us a call on 1300 854 557